Dodd-Frank reform could make it easier to get a mortgage

Posted May 26, 2018

It should be easier for you to get a mortgage now that President Donald Trump has signed legislation that will lift lending restrictions on community banks. Congress on Tuesday voted in favor of rolling back Dodd-Frank banking rules, and Trump signed it Thursday. The reforms will ease some of the mortgage laws from the Dodd-Frank…Continue Reading

5 Tips for Finding the Best Mortgage Lenders for First-Time Buyers

Posted May 4, 2018

When you’re a first-time home buyer, shopping mortgage lenders may feel like a huge chore. But, like buying a car or choosing an insurance policy, taking time to compare your options can save you heartache as well as money. How to look for a first-time home buyer mortgage lender The best mortgage lenders for first-time…Continue Reading

7 Things You Need to Know Before Applying for a Mortgage

Posted November 16, 2017

Buying a house is one of the most stressful things you can do. Don’t make it more stressful—and more expensive—by making one these very common mistakes during the mortgage process. Getting a home loan is complicated and time consuming, and it pays to make sure you get the best advice so you avoid falling into one of…Continue Reading

Emerging from the bust, Fresno housing market is healthiest nationwide

Posted January 7, 2016

Fresno is starting the year off with the healthiest housing market in the country, a few years after being in the deepest real estate hole. A 3.38 percent jump in applications for home purchases and a small boost, 0.61 percent, in employment has helped keep Fresno at the top of mortgage giant Freddie Mac’s Multi-Indicator…Continue Reading

How Much Mortgage Can I Afford?

Posted June 3, 2015

When you buy a home, the amount you can spend depends on how much you have in cash to use for a down payment and how much you can borrow. A mortgage lender can prequalify you for a loan, which essentially means the lender will ask you a few questions about your income, credit profile…Continue Reading